Scottish Widows
This number is listed by Scottish Widows on its own website (Scottish Widows Protect via adviser or comparison site, policy number starting with 5).
Source: “8-digit policy number starting with 5: 0345 030 6240” (opens in a new tab). Checked 13 October 2026.
This could still be a scam call
Criminals can make their number look like a genuine one (this is called spoofing). If someone calls from this number and asks for money, bank details, a code or passwords, hang up. Then call Scottish Widows back on a number you've found yourself, such as the one on their own website or on a letter or bill from them.